12 CFR 226.25
Record Retention
(a) General rule. A creditor shall retain evidence of compliance with this regulation (other than advertising requirements under §§ 226.16 and 226.24) for 2 years after the date disclosures are required to be made or action is required to be taken. The administrative agencies responsible for enforcing the regulation may require creditors under their jurisdictions to retain records for a longer period if necessary to carry out their enforcement responsibilities under section 108 of the act.
(b) Inspection of records. A creditor shall permit the agency responsible for enforcing this regulation with respect to that creditor to inspect its relevant records for compliance.
SOURCE: Reg. Z, 46 FR 20892, April 7, 1981; 52 FR 43181, Nov. 9, 1987; 54 FR 13864, April 6, 1989; 56 FR 13754, April 4, 1991; 58 FR 17084, April 1, 1993; 59 FR 40204, Aug. 5, 1994; 73 FR 44599, July 30, 2008; 74 FR 36094, July 22, 2009; 75 FR 66580, Oct. 28, 2010; 75 FR 80676, Dec. 23, 2010; 76 FR 11323, March 2, 2011; 76 FR 18362, April 4, 2011, unless otherwise noted.
AUTHORITY: 12 U.S.C. 3806; 15 U.S.C. 1604, 1637(c)(5), and 1639(l); Pub.L. 111–24 § 2, 123 Stat. 1734; Pub.L. 111–203, 124 Stat. 1376.
Breaking Video: NSA Detains Anthony Gucciardi and Confiscates Cameras
Despite spying on us and monitoring our every activity, the NSA simply does not allow citizens to engage in any form of a check or balance when it comes to the agency. Instead, they viciously go after journalists and reporters who dare to even speak to NSA employees. This is what I found when approaching even the massive NSA data center parking lot, only for us to be...
[Breaking Video: NSA Detains Anthony Gucciardi and Confiscates Cameras]
['.GetDomainName().' - news, stories, articles]
New Nanotech Set to Track, Self-Destruct, and GPS Tag Guns Wirelessly
The U.S. government is developing new firearm nanotechnology that can track, disrupt, and even self-destruct firearms. The technological system, known as amicro-electromechanical system(MEMS), utilizestiny devices that are implanted in guns and other weapons. These devices are more than chips; they are actual mechanical processes created by precision ...
[New Nanotech Set to Track, Self-Destruct, and GPS Tag Guns Wirelessly]
['.GetDomainName().' - news, stories, articles]
Japan Secures Final Passage Of Secrecy Bill Designed by Kafka & Inspired By Hitler?!!
Zero Hedge December 6, 2013 ShinzoAbe secured final passage of a bill granting Japans govt sweeping powers to declare state secrets. The Bill won final approval of the measures at about 11:20 p.m. Tokyo time after opposition parties first forced a no-confidence vote in Abes govt in the lower house. The first rule of the pending Japans Special Secrets Bill is that ...
[Japan Secures Final Passage Of Secrecy Bill Designed by Kafka & Inspired By Hitler?!! ]
['.GetDomainName().' - news, stories, articles]
Alex Reveals Operation Paul Reveres 3rd Place Winner
Prison Planet.com July 30, 2013 After viewing all of the great contest entries, Infowars is pleased to announce the third place winner of Operation Paul Revere, the Infowars on-line film festival.
[Alex Reveals Operation Paul Reveres 3rd Place Winner ]
['.GetDomainName().' - news, stories, articles]
Matt Vespa CNS News September 18, 2013 Today, we celebrated Constitution Day, and Dan Joseph took to the streets to ask people how they felt about our founding document. He also asked people if there was anything they would change. In the wake of the horrific shooting at the Washington Navy Yard, one individual made an interesting point about yesterdays mass shooting ...
[If We Had the Ammunition, We Couldve Cleared that Building, Son at Navy Yard Told Dad ]