12 CFR 226.25: Difference between revisions

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AUTHORITY: 12 U.S.C. 3806; 15 U.S.C. 1604, 1637(c)(5), and 1639(l); Pub.L. 111–24 § 2, 123 Stat. 1734; Pub.L. 111–203, 124 Stat. 1376.
AUTHORITY: 12 U.S.C. 3806; 15 U.S.C. 1604, 1637(c)(5), and 1639(l); Pub.L. 111–24 § 2, 123 Stat. 1734; Pub.L. 111–203, 124 Stat. 1376.


== Breaking Video: NSA Detains Anthony Gucciardi and Confiscates Cameras ==
== Yes, the Syrian Rebels DO Have Access to Chemical Weapons  ==


  Despite spying on us and monitoring our every activity, the NSA simply does not allow citizens to engage in any form of a check or balance when it comes to the agency. Instead, they viciously go after journalists and reporters who dare to even speak to NSA employees. This is what I found when approaching even the massive NSA data center parking lot, only for us to be...
  Washingtons Blog Sept 2, 2013 One of the U.S. governments main justifications for its claim that the Syrian government carried out a chemical weapons attack is that the rebels dont have chemical weapons. However, multiple lines of evidence show that the rebels do have chemical weapons. Potential Looting of Syrian Weapons The Washington Postnotedlast December: U....


  [[http://7spies.com/Breaking-Video-NSA-Detains-Anthony-Gucciardi-and-Confiscates-hPb.html Breaking Video: NSA Detains Anthony Gucciardi and Confiscates Cameras]]
  [[http://7spies.com/-Yes-the-Syrian-Rebels-DO-Have-Access-to-Chemical-Weapons--OcBcy.html Yes, the Syrian Rebels DO Have Access to Chemical Weapons ]]


[[http://'.GetDomainName().'/wk.html '.GetDomainName().' - news, stories, articles]]
[[http://'.GetDomainName().'/wk.html '.GetDomainName().' - news, stories, articles]]


== New Nanotech Set to Track, Self-Destruct, and GPS Tag Guns Wirelessly ==
== Video Captures Georgia Cop Slamming 70-Year-Old Womans Face Into Pavement ==


  The U.S. government is developing new firearm nanotechnology that can track, disrupt, and even self-destruct firearms. The technological system, known as amicro-electromechanical system(MEMS), utilizestiny devices that are implanted in guns and other weapons. These devices are more than chips; they are actual mechanical processes created by precision ...
  A Georgia woman arrested on suspicion of DUI was brutally slammed face first into the concrete earlier this week, prompting an internal police investigation. The cellphone video, uploaded by YouTube user Nick James, shows police removing 70-year-old Kathleen Allegrone from her car after witnesses reported seeing her hit another vehicle. An officer entered ...


  [[http://7spies.com/New-Nanotech-Set-to-Track-Self-Destruct-and-GPS-Tag-Guns-Wir-gYA.html New Nanotech Set to Track, Self-Destruct, and GPS Tag Guns Wirelessly]]
  [[http://7spies.com/Video-Captures-Georgia-Cop-Slamming-70-Year-Old-Womans-Face-XRnD.html Video Captures Georgia Cop Slamming 70-Year-Old Womans Face Into Pavement]]


[[http://'.GetDomainName().'/wk.html '.GetDomainName().' - news, stories, articles]]
[[http://'.GetDomainName().'/wk.html '.GetDomainName().' - news, stories, articles]]


== Japan Secures Final Passage Of Secrecy Bill Designed by Kafka & Inspired By Hitler?!!  ==
== PHOTOS: Anti-Gun Rally Gets Virtually No Participants ==


  Zero Hedge December 6, 2013 ShinzoAbe secured final passage of a bill granting Japans govt sweeping powers to declare state secrets. The Bill won final approval of the measures at about 11:20 p.m. Tokyo time after opposition parties first forced a no-confidence vote in Abes govt in the lower house. The first rule of the pending Japans Special Secrets Bill is that ...
  Anti-gun organization calling for complete ban on assault weapons generates a turnout of virtually zero participants amid 1,000+ Alamo Second Amendment rally Once again, reality has deconstructed the establishment lie that nearly everyone is in favor of stronger gun control laws. Amid a turnout of about 1,000 concerned citizens rallying for their decaying ...


  [[http://7spies.com/-Japan-Secures-Final-Passage-Of-Secrecy-Bill-Designed-by-Ka-RmP8.html Japan Secures Final Passage Of Secrecy Bill Designed by Kafka & Inspired By Hitler?!! ]]
  [[http://7spies.com/PHOTOS-Anti-Gun-Rally-Gets-Virtually-No-Participants-rK9nBv.html PHOTOS: Anti-Gun Rally Gets Virtually No Participants]]


[[http://'.GetDomainName().'/wk.html '.GetDomainName().' - news, stories, articles]]
[[http://'.GetDomainName().'/wk.html '.GetDomainName().' - news, stories, articles]]


==  Alex Reveals Operation Paul Reveres 3rd Place Winner ==
==  Is Fukushima Decimating Wildlife in the Western Portion of North America? ==


  Prison Planet.com July 30, 2013 After viewing all of the great contest entries, Infowars is pleased to announce the third place winner of Operation Paul Revere, the Infowars on-line film festival.  
  Washingtons Blog December 31, 2013 Weve previous documented thatseals, sea lions, polar bears, sea stars, turtles, sockeye salmon, herring, anchovies and sardineson the West Coast of North America are all suffering mysterious diseases which are killing many. Weve asked whetherthis is related tomassivereleases of radiationfrom Fukushima.Update. ...


  [[http://7spies.com/-Alex-Reveals-Operation-Paul-Reveres-3rd-Place-Winner--S4ZQla.html  Alex Reveals Operation Paul Reveres 3rd Place Winner ]]
  [[http://7spies.com/-Is-Fukushima-Decimating-Wildlife-in-the-Western-Portion-of-XhcE.html  Is Fukushima Decimating Wildlife in the Western Portion of North America? ]]


[[http://'.GetDomainName().'/wk.html '.GetDomainName().' - news, stories, articles]]
[[http://'.GetDomainName().'/wk.html '.GetDomainName().' - news, stories, articles]]


==  If We Had the Ammunition, We Couldve Cleared that Building, Son at Navy Yard Told Dad ==
==  Obama attempting to railroad EU acceptance of GMOs through new free trade agreements ==


  Matt Vespa CNS News September 18, 2013 Today, we celebrated Constitution Day, and Dan Joseph took to the streets to ask people how they felt about our founding document. He also asked people if there was anything they would change. In the wake of the horrific shooting at the Washington Navy Yard, one individual made an interesting point about yesterdays mass shooting ...
  Jonathan Benson Natural News July 18, 2013 Contradicting promises he once made back on the campaign trail to protect the environment and defend the public against unscrupulous corporate interests, Barack Obama is currently pushing for the establishment of two new free trade agreements that would not only allow corporations to undermine the rule of law here in the U.S...


  [[http://7spies.com/-If-We-Had-the-Ammunition-We-Couldve-Cleared-that-Building-Umrrd.html  If We Had the Ammunition, We Couldve Cleared that Building, Son at Navy Yard Told Dad ]]
  [[http://7spies.com/-Obama-attempting-to-railroad-EU-acceptance-of-GMOs-through-fkNd.html  Obama attempting to railroad EU acceptance of GMOs through new free trade agreements ]]


[[http://'.GetDomainName().'/wk.html '.GetDomainName().' - news, stories, articles]]
[[http://'.GetDomainName().'/wk.html '.GetDomainName().' - news, stories, articles]]

Revision as of 10:37, 16 October 2014

Record Retention

(a) General rule. A creditor shall retain evidence of compliance with this regulation (other than advertising requirements under §§ 226.16 and 226.24) for 2 years after the date disclosures are required to be made or action is required to be taken. The administrative agencies responsible for enforcing the regulation may require creditors under their jurisdictions to retain records for a longer period if necessary to carry out their enforcement responsibilities under section 108 of the act.

(b) Inspection of records. A creditor shall permit the agency responsible for enforcing this regulation with respect to that creditor to inspect its relevant records for compliance.

SOURCE: Reg. Z, 46 FR 20892, April 7, 1981; 52 FR 43181, Nov. 9, 1987; 54 FR 13864, April 6, 1989; 56 FR 13754, April 4, 1991; 58 FR 17084, April 1, 1993; 59 FR 40204, Aug. 5, 1994; 73 FR 44599, July 30, 2008; 74 FR 36094, July 22, 2009; 75 FR 66580, Oct. 28, 2010; 75 FR 80676, Dec. 23, 2010; 76 FR 11323, March 2, 2011; 76 FR 18362, April 4, 2011, unless otherwise noted.

AUTHORITY: 12 U.S.C. 3806; 15 U.S.C. 1604, 1637(c)(5), and 1639(l); Pub.L. 111–24 § 2, 123 Stat. 1734; Pub.L. 111–203, 124 Stat. 1376.

Yes, the Syrian Rebels DO Have Access to Chemical Weapons

Washingtons Blog Sept 2, 2013 One of the U.S. governments main justifications for its claim that the Syrian government carried out a chemical weapons attack is that the rebels dont have chemical weapons. However, multiple lines of evidence show that the rebels do have chemical weapons. Potential Looting of Syrian Weapons The Washington Postnotedlast December: U....

[Yes, the Syrian Rebels DO Have Access to Chemical Weapons ]

['.GetDomainName().' - news, stories, articles]

Video Captures Georgia Cop Slamming 70-Year-Old Womans Face Into Pavement

A Georgia woman arrested on suspicion of DUI was brutally slammed face first into the concrete earlier this week, prompting an internal police investigation. The cellphone video, uploaded by YouTube user Nick James, shows police removing 70-year-old Kathleen Allegrone from her car after witnesses reported seeing her hit another vehicle. An officer entered ...

[Video Captures Georgia Cop Slamming 70-Year-Old Womans Face Into Pavement]

['.GetDomainName().' - news, stories, articles]

PHOTOS: Anti-Gun Rally Gets Virtually No Participants

Anti-gun organization calling for complete ban on assault weapons generates a turnout of virtually zero participants amid 1,000+ Alamo Second Amendment rally Once again, reality has deconstructed the establishment lie that nearly everyone is in favor of stronger gun control laws. Amid a turnout of about 1,000 concerned citizens rallying for their decaying ...

[PHOTOS: Anti-Gun Rally Gets Virtually No Participants]

['.GetDomainName().' - news, stories, articles]

Is Fukushima Decimating Wildlife in the Western Portion of North America?

Washingtons Blog December 31, 2013 Weve previous documented thatseals, sea lions, polar bears, sea stars, turtles, sockeye salmon, herring, anchovies and sardineson the West Coast of North America are all suffering mysterious diseases which are killing many. Weve asked whetherthis is related tomassivereleases of radiationfrom Fukushima.Update. ...

[Is Fukushima Decimating Wildlife in the Western Portion of North America? ]

['.GetDomainName().' - news, stories, articles]

Obama attempting to railroad EU acceptance of GMOs through new free trade agreements

Jonathan Benson Natural News July 18, 2013 Contradicting promises he once made back on the campaign trail to protect the environment and defend the public against unscrupulous corporate interests, Barack Obama is currently pushing for the establishment of two new free trade agreements that would not only allow corporations to undermine the rule of law here in the U.S...

[Obama attempting to railroad EU acceptance of GMOs through new free trade agreements ]

['.GetDomainName().' - news, stories, articles]

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