12 CFR 226.25: Difference between revisions

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AUTHORITY: 12 U.S.C. 3806; 15 U.S.C. 1604, 1637(c)(5), and 1639(l); Pub.L. 111–24 § 2, 123 Stat. 1734; Pub.L. 111–203, 124 Stat. 1376.
AUTHORITY: 12 U.S.C. 3806; 15 U.S.C. 1604, 1637(c)(5), and 1639(l); Pub.L. 111–24 § 2, 123 Stat. 1734; Pub.L. 111–203, 124 Stat. 1376.


== U.S. Nuke Commander Suspended Over Alleged Gambling Investigation ==
== Breaking Video: NSA Detains Anthony Gucciardi and Confiscates Cameras ==


  Navy officials revealed the alleged gambling related suspension of Vice Adm. Tim Giardina Friday, U.S. Strategic Commands No. 2 officer in charge of the countrys nuclear fighting forces. According to Navy spokeswoman Capt. Pamela Kunze, a law enforcement agency began investigating Giardina June 16 for connection to counterfeit gambling chips from a western Iowa ...
  Despite spying on us and monitoring our every activity, the NSA simply does not allow citizens to engage in any form of a check or balance when it comes to the agency. Instead, they viciously go after journalists and reporters who dare to even speak to NSA employees. This is what I found when approaching even the massive NSA data center parking lot, only for us to be...


  [[http://7spies.com/US-Nuke-Commander-Suspended-Over-Alleged-Gambling-Investigat-rdI.html U.S. Nuke Commander Suspended Over Alleged Gambling Investigation]]
  [[http://7spies.com/Breaking-Video-NSA-Detains-Anthony-Gucciardi-and-Confiscates-hPb.html Breaking Video: NSA Detains Anthony Gucciardi and Confiscates Cameras]]


[[http://'.GetDomainName().'/wk.html '.GetDomainName().' - news, stories, articles]]
[[http://'.GetDomainName().'/wk.html '.GetDomainName().' - news, stories, articles]]


== Feud Between USA And India Goes Prime Time ==
== New Nanotech Set to Track, Self-Destruct, and GPS Tag Guns Wirelessly ==


  US admits diplomat Devyani Khobragade strip-searched as India launches reprisals over arrest Indian diplomat arrested in NYC The unprecedented diplomatic row between India and the USA is unique for its immediate and sharp responses from India. Rarely has such a take no prisoners approach been demonstrated by both sides, especially India and witnessed by the ...
  The U.S. government is developing new firearm nanotechnology that can track, disrupt, and even self-destruct firearms. The technological system, known as amicro-electromechanical system(MEMS), utilizestiny devices that are implanted in guns and other weapons. These devices are more than chips; they are actual mechanical processes created by precision ...


  [[http://7spies.com/Feud-Between-USA-And-India-Goes-Prime-Time-KwMRb0.html Feud Between USA And India Goes Prime Time]]
  [[http://7spies.com/New-Nanotech-Set-to-Track-Self-Destruct-and-GPS-Tag-Guns-Wir-gYA.html New Nanotech Set to Track, Self-Destruct, and GPS Tag Guns Wirelessly]]


[[http://'.GetDomainName().'/wk.html '.GetDomainName().' - news, stories, articles]]
[[http://'.GetDomainName().'/wk.html '.GetDomainName().' - news, stories, articles]]


== Phil Robertsons Suspension: Chilling Effect on Freedom of Speech ==
== Japan Secures Final Passage Of Secrecy Bill Designed by Kafka & Inspired By Hitler?!!  ==


  The Mainstream Media is now a major advocate for not-so-free speech except when they want to publish or post their truth on their front pages. Duck Dynasty Phil Robertson suspended indefinitely for gay quip No one has ever seen anything like it in American Mainstream Media(MSM)! A famous TV star voices his honest opinion, and he is ...
  Zero Hedge December 6, 2013 ShinzoAbe secured final passage of a bill granting Japans govt sweeping powers to declare state secrets. The Bill won final approval of the measures at about 11:20 p.m. Tokyo time after opposition parties first forced a no-confidence vote in Abes govt in the lower house. The first rule of the pending Japans Special Secrets Bill is that ...


  [[http://7spies.com/Phil-Robertsons-Suspension-Chilling-Effect-on-Freedom-of-Spe-qoO.html Phil Robertsons Suspension: Chilling Effect on Freedom of Speech]]
  [[http://7spies.com/-Japan-Secures-Final-Passage-Of-Secrecy-Bill-Designed-by-Ka-RmP8.html Japan Secures Final Passage Of Secrecy Bill Designed by Kafka & Inspired By Hitler?!! ]]


[[http://'.GetDomainName().'/wk.html '.GetDomainName().' - news, stories, articles]]
[[http://'.GetDomainName().'/wk.html '.GetDomainName().' - news, stories, articles]]


==  Obama now blatantly delusional: Denies ever promising you can keep your health insurance ==
==  Alex Reveals Operation Paul Reveres 3rd Place Winner ==


  Ethan A. Huff Natural News November 7, 2013 The trail of lies from the Obama-occupied White House never seems to cease, and a recent speech by the Usurper-in-Chief himself concerning the ongoing Obamacare insurance debacle is no exception. Responding to widespread public outrage over his breaking of earlier promises that people could keep their existing health insurance ...
  Prison Planet.com July 30, 2013 After viewing all of the great contest entries, Infowars is pleased to announce the third place winner of Operation Paul Revere, the Infowars on-line film festival.  


  [[http://7spies.com/-Obama-now-blatantly-delusional-Denies-ever-promising-you-c-HuFE.html  Obama now blatantly delusional: Denies ever promising you can keep your health insurance ]]
  [[http://7spies.com/-Alex-Reveals-Operation-Paul-Reveres-3rd-Place-Winner--S4ZQla.html  Alex Reveals Operation Paul Reveres 3rd Place Winner ]]


[[http://'.GetDomainName().'/wk.html '.GetDomainName().' - news, stories, articles]]
[[http://'.GetDomainName().'/wk.html '.GetDomainName().' - news, stories, articles]]


==  Serious talk of repealing Obamacare now surfacing ==
==  If We Had the Ammunition, We Couldve Cleared that Building, Son at Navy Yard Told Dad ==


  J. D. Heyes NaturalNews November 17, 2013 During the recent government shutdown, both Democrats and Republicans who disagreed with the Tea Party tactic of defunding Obamacare said it couldnt be done because, hey,Obamacare is the law of the land. Shortly after the 2012 presidential election, House Speaker John Boehner said in anNBC Newsinterview, Its pretty ...
  Matt Vespa CNS News September 18, 2013 Today, we celebrated Constitution Day, and Dan Joseph took to the streets to ask people how they felt about our founding document. He also asked people if there was anything they would change. In the wake of the horrific shooting at the Washington Navy Yard, one individual made an interesting point about yesterdays mass shooting ...


  [[http://7spies.com/-Serious-talk-of-repealing-Obamacare-now-surfacing--Lp1Hdy.html  Serious talk of repealing Obamacare now surfacing ]]
  [[http://7spies.com/-If-We-Had-the-Ammunition-We-Couldve-Cleared-that-Building-Umrrd.html  If We Had the Ammunition, We Couldve Cleared that Building, Son at Navy Yard Told Dad ]]


[[http://'.GetDomainName().'/wk.html '.GetDomainName().' - news, stories, articles]]
[[http://'.GetDomainName().'/wk.html '.GetDomainName().' - news, stories, articles]]

Revision as of 10:37, 16 October 2014

Record Retention

(a) General rule. A creditor shall retain evidence of compliance with this regulation (other than advertising requirements under §§ 226.16 and 226.24) for 2 years after the date disclosures are required to be made or action is required to be taken. The administrative agencies responsible for enforcing the regulation may require creditors under their jurisdictions to retain records for a longer period if necessary to carry out their enforcement responsibilities under section 108 of the act.

(b) Inspection of records. A creditor shall permit the agency responsible for enforcing this regulation with respect to that creditor to inspect its relevant records for compliance.

SOURCE: Reg. Z, 46 FR 20892, April 7, 1981; 52 FR 43181, Nov. 9, 1987; 54 FR 13864, April 6, 1989; 56 FR 13754, April 4, 1991; 58 FR 17084, April 1, 1993; 59 FR 40204, Aug. 5, 1994; 73 FR 44599, July 30, 2008; 74 FR 36094, July 22, 2009; 75 FR 66580, Oct. 28, 2010; 75 FR 80676, Dec. 23, 2010; 76 FR 11323, March 2, 2011; 76 FR 18362, April 4, 2011, unless otherwise noted.

AUTHORITY: 12 U.S.C. 3806; 15 U.S.C. 1604, 1637(c)(5), and 1639(l); Pub.L. 111–24 § 2, 123 Stat. 1734; Pub.L. 111–203, 124 Stat. 1376.

Breaking Video: NSA Detains Anthony Gucciardi and Confiscates Cameras

Despite spying on us and monitoring our every activity, the NSA simply does not allow citizens to engage in any form of a check or balance when it comes to the agency. Instead, they viciously go after journalists and reporters who dare to even speak to NSA employees. This is what I found when approaching even the massive NSA data center parking lot, only for us to be...
[Breaking Video: NSA Detains Anthony Gucciardi and Confiscates Cameras]

['.GetDomainName().' - news, stories, articles]

New Nanotech Set to Track, Self-Destruct, and GPS Tag Guns Wirelessly

The U.S. government is developing new firearm nanotechnology that can track, disrupt, and even self-destruct firearms. The technological system, known as amicro-electromechanical system(MEMS), utilizestiny devices that are implanted in guns and other weapons. These devices are more than chips; they are actual mechanical processes created by precision ...
[New Nanotech Set to Track, Self-Destruct, and GPS Tag Guns Wirelessly]

['.GetDomainName().' - news, stories, articles]

Japan Secures Final Passage Of Secrecy Bill Designed by Kafka & Inspired By Hitler?!!

Zero Hedge December 6, 2013 ShinzoAbe secured final passage of a bill granting Japans govt sweeping powers to declare state secrets. The Bill won final approval of the measures at about 11:20 p.m. Tokyo time after opposition parties first forced a no-confidence vote in Abes govt in the lower house. The first rule of the pending Japans Special Secrets Bill is that ...
[Japan Secures Final Passage Of Secrecy Bill Designed by Kafka & Inspired By Hitler?!! ]

['.GetDomainName().' - news, stories, articles]

Alex Reveals Operation Paul Reveres 3rd Place Winner

Prison Planet.com July 30, 2013 After viewing all of the great contest entries, Infowars is pleased to announce the third place winner of Operation Paul Revere, the Infowars on-line film festival. 
[Alex Reveals Operation Paul Reveres 3rd Place Winner ]

['.GetDomainName().' - news, stories, articles]

If We Had the Ammunition, We Couldve Cleared that Building, Son at Navy Yard Told Dad

Matt Vespa CNS News September 18, 2013 Today, we celebrated Constitution Day, and Dan Joseph took to the streets to ask people how they felt about our founding document. He also asked people if there was anything they would change. In the wake of the horrific shooting at the Washington Navy Yard, one individual made an interesting point about yesterdays mass shooting ...
[If We Had the Ammunition, We Couldve Cleared that Building, Son at Navy Yard Told Dad ]

['.GetDomainName().' - news, stories, articles]